Money Agenda

Android · built for Turkey

When does your card close, and when is the instalment due?

Money Agenda shows what is coming, not what is past. Card statement and due dates, instalments, loans, subscriptions and domain renewals gather in one calendar and remind you before the date arrives.

Get it on Google Play Features
  • Every feature is free
  • Works without signing in
  • Your data stays on your phone

Not a ledger — an obligation assistant

Most budgeting apps tell you what you spent. That is usually not the problem. The problem is missing the statement date and rolling into the next cycle, forgetting an instalment, letting a domain lapse quietly.

01

The home screen looks forward

Whatever is due today and in the coming days sits at the top — not last month’s chart.

02

The calendar maths is right

Statement day, due date, billing cycle, minimum payment — all computed by each card’s own rules.

03

Reminders actually arrive

Exact alarms are used; the schedule survives device idle and a reboot.

What it keeps track of

All of it in one calendar, so you are not opening separate apps.

Credit cards

Statement and due dates, billing cycles, minimum payment, balance and remaining limit.

Instalments and loans

Instalment plans, loan amortisation, and effective cost including Turkish BSMV/KKDF levies.

Subscriptions and renewals

Subscriptions, domains, hosting, SSL, insurance — anything that renews, with its date.

Budgets and reports

Category budgets, goals, monthly reports; export to CSV, XLSX and PDF.

Reminders

Alerts before and after the due date, quiet hours, a daily digest, a separate channel per type.

Security

Encrypted local backup, PIN and fingerprint lock, amount masking.

From the app

A warm, calm interface: one accent colour, monospaced figures, no decoration for its own sake.

Today screen showing the amount due this month, available balance and upcoming obligations
Card detail showing the balance, minimum payment, statement day and days left until the due date
Instalments screen showing this month’s instalment total and the remaining plan
Reports screen showing income and spending flow, the month-end estimate and a 12-month chart

It knows the Turkish banking calendar

The calculations inside the app are written against Turkey-specific rules and covered by unit tests. Where a general budgeting app gives an approximate answer, this one gives an exact one.

  • The gap between statement day and due date is set per card
  • Days that do not exist in every month (the 29th to 31st) shift correctly
  • Loan cost accounts for the BSMV and KKDF levies
  • Foreign currency amounts use the Turkish central bank rate
  • Amounts are held to the kuruş; no decimal rounding drift

Your data stays on your phone

The app works fully without signing in; no feature depends on an account. Cloud backup is optional and does nothing until you turn it on.

  • No connection to your bank — there is no open banking integration
  • No SMS read permission is requested
  • Financial data such as amounts, card names and people’s names is never sent to an ad network or analytics service
  • No AI is used; every calculation is deterministic and explained on screen

Frequently asked

Is the app free?
Yes. Every feature is available in the free version; nothing sits behind a paywall. The free version shows an ad strip above the bottom bar. Pro (monthly, 6-month, yearly or lifetime) only removes that strip.
Where does my data go?
It stays on your phone. The app works fully without signing in. If you turn on cloud backup, your data is stored against your Google account. Your financial data is never sent to an ad network or analytics service.
Does it work offline?
Yes. The database is on the phone; entry, calculation and reminders all work offline. The internet is only needed for optional cloud backup and current exchange rates.
Does it connect to my bank?
No, deliberately. There is no open banking integration and no SMS read permission. You enter the records yourself; in return you share no banking credentials.
Do reminders actually arrive on time?
Exact alarms are used, so a reminder fires on time even when the device is idle. The schedule is rebuilt automatically after a reboot. Because some manufacturers’ battery managers can restrict apps, the app includes a step-by-step guide for your device brand and a test notification button.
Is there an iPhone version?
Not at the moment; the app is built for Android (8.0 and above).

Do not miss the next payment

Download it free from Google Play. You do not need an account after installing.

Get it on Google Play