Features

The home screen shows what is coming, not what is past.

Credit cards

Statement and due dates, billing cycles, minimum payment, current balance and remaining limit. Every card has its own statement day and its own gap to the due date, so the app keeps those per card rather than assuming one rule for all.

Days that do not exist in every month shift correctly: a card that closes on the 31st closes on the 28th in February, not the 1st of March.

Instalments and loans

The remaining plan for instalment purchases, a loan amortisation table, and the effective cost including the Turkish BSMV and KKDF levies. The monthly rate a bank advertises and what you actually pay are not the same number; the app shows both.

Subscriptions and renewals

Subscriptions, domains, hosting, SSL, insurance - anything that renews, with its date. This category is missing from most finance apps, yet a domain that lapses quietly is still a payment you missed.

Amounts can be fixed or variable. For variable ones (a utility bill) the app does not invent an estimate; it shows past payments and you enter the figure.

Budgets and reports

Category budgets, goals, monthly reports and a month-end estimate. The estimate formula is written on screen - no AI, and a number that cannot say where it came from is not trustworthy.

Reports and transactions export to CSV, XLSX and PDF. Your data is not locked in.

Reminders

Alerts before and after the due date, quiet hours and a daily digest. Reminders use exact alarms, so they fire on time even when the device is idle, and the schedule is rebuilt automatically after a reboot.

Because some manufacturers’ battery managers restrict background apps, the app ships a step-by-step guide for your device brand and a test notification button.

Security and privacy

• Encrypted local backup; the password stays with you alone
• PIN and fingerprint lock
• Amount masking
• Works fully without signing in - cloud backup is entirely optional

See the privacy policy for details.